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From Legacy Core Systems to Command-Grade, AI-Led Banking Infrastructure

Zaptech enables banks, regulators, and financial platforms to deploy AI-powered command layers that integrate fraud detection, compliance, personalization, and credit intelligence into one unified infrastructure.

Built for Digital Public Infrastructure (DPI) | UPI, Aadhaar, ONDC, DEPA-Ready Finance | AI-First Regulatory Ecosystems

The Banking Infrastructure Reality Check

Despite digitization, most financial systems still operate in silos—with disjointed customer journeys, reactive fraud response, and limited real-time intelligence.

Key Challenges in Banking & Finance:

The Zaptech Banking Intelligence Stack

End-to-end AI-native banking platform built for compliance, trust, and intelligence at national and enterprise scale.

Zaptech’s Finance Command Stack

Fraud & Risk Command Layer

Real-time anomaly detection, AML scoring, behavioral monitoring, and alert automation

Compliance & Regulatory Layer

Automated policy mapping, audit trails, RBI-ready reporting, and DPDP consent orchestration

Customer Intelligence Layer

Dynamic segmentation, real-time CX analytics, personalization engines, and financial behavior modeling

Lending & Credit Layer

Alternative credit scoring, income modeling, KYC-linked eligibility mapping, and embedded credit orchestration

Value Delivered

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Real-time fraud alerts and risk mitigation across all channels

Detect and respond to fraudulent behaviors in milliseconds with behavioral analytics, AML intelligence, and cross-channel risk scoring.

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4x faster compliance cycles with AI-generated regulatory reports

Automate data aggregation, documentation, and submission for RBI, FATF, and DPDP mandates, reducing manual overhead and audit delays.

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Personalized customer journeys across savings, lending, and payments

Use AI to build dynamic user profiles, real-time product recommendations, and adaptive UX tailored to each customer’s financial behavior.

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Unified command interface across KYC, credit, transaction, and CX data

Break down silos across backend systems to provide leadership with one real-time dashboard that governs risk, operations, and experience end-to-end.

Why Choose Zaptech Group

Proven deployments in finance, DPI, and national digital missions

Full-stack integration with UPI, Aadhaar, AA, ONDC, and DEPA

Modular platform for banks, NBFCs, and fintech orchestration layers

Who We Work With 

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National & Private Sector Banks
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NBFCs, Neo-Banks, and Payment Banks
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DPI Finance Missions (AA, DEPA, UPI-integrated platforms)
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Risk & Compliance Leaders in BFSI

Why AI Is the Backbone of Intelligent Banking

Outcomes That Matter

60% reduction in fraud detection latency

5x faster generation of compliance reports (RBI, FATF, DPDP) 

40% uplift in cross-sell via real-time customer intelligence 

Command dashboards across credit, KYC, CX, and regulatory operations 

Let’s Modernize Your Banking Command Stack

Empowering banks, regulators, and fintech platforms with real-time intelligence, compliance control, and AI-driven financial orchestration.

Frequently Asked Questions (FAQs)

Yes. We offer API connectors and orchestration layers for both legacy cores and cloud-native fintech stacks.

Zaptech provides pre-mapped regulatory compliance engines, DPDP consent tools, and RBI-ready audit modules. 

Pilots go live in 60–90 days and scale modularly across credit, CX, compliance, and fraud systems. 

Absolutely. Our stack supports modular microservices, regional compliance standards, and multi-currency readiness.

Zaptech unifies customer identity, transaction, and behavioral data to deliver real-time insights and personalization across mobile, web, and branch channels.

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